Graham is MD of investment consultancy gbi2, and remarkably sprightly despite 38 years in the investment industry. Among his luckier exploits, he launched UK's first Corporate Bond fund (M&G 1995), the first online platform risk assessment and asset allocation process (Selestia 2001) and the first risk-targeted fund range (Spectrum, 2008). A former stock market and economics guru at, he specialises in investor psychology and 'risk perception’, and buying guitars.

Graham Bentley offers his opinion around risk assessment and solutions matching.

“I am not a number…”                   Number 6, The Prisoner

The FCA’s Rory Percival recently introduced a new ‘offence’ to the pantheon of suitability misdemeanours – retrofitting - where the adviser goes through an advice process geared to provide the solution he or she wants to use, or is already using.  Rather than selecting solutions from the wider market in response to a client need, solutions are pre-ordained via an existing Centralised Investment Pro