Having been trained by the Kinder Institute, Michael is one of few in the UK who in addition to being a Chartered Financial Planner and a Certified Financial Planner is also a registered Life Planner. He runs Real Life Financial Planning.

George Kinder’s approach to life planning is based on the premise that advisers should first discover a client’s most essential goals in life before formulating a financial plan, so a client’s finances fully support those goals. We call it life planning because what’s really important isn’t the client's money, but their life.

Here's a real life example of life planning in action below.

Someone told me five years ago to stop going on about George Kinder’s approach to life planning and start doing it for clients. Great advice!

I’ve just got back from a client meeting and was really delighted with the progress a couple with a young family have made since they became clients just over two years ago.