José is chief executive and co-founder of adviser tech company Advicefront, which was built to take care of boring and time-consuming admin for financial planners. 

José, a lifelong surfer, became fascinated with how technology can create more time for people to do the things they love, and in turn enable great financial advice – without losing the human touch.

If you’re planning for the future, it’s worth giving serious thought as to whether your house – as well as your books – are in order.

In fancy business speak, this means streamlining your processes as part of your succession planning. 

But do you have a plan in the first place? Whether you want to train up an existing staff member or you’d rather sell the firm – or even if you haven’t quite decided yet – some kind of succession plan is pretty important.