US financial planner and commentator Carl Richards on what it takes to change the world.

    We have the ability to change the world. But change takes courage.

    We have to put ourselves out there and do the work. We have to speak to people who may not agree with us. We have to give real, actionable advice. We have to tell clients the truth, even when it's uncomfortable. We have to keep sharing things with our community.

    It's scary, overwhelming, and downright difficult at times.

    “The more time we spend with like-minded, successful advisers, the greater the motivation to step up and match their courage.”

    But growing a real, financial advisory practice gets a little easier when great firms come together to learn from each other and to share ideas. Ideas compound over time, and suddenly what felt scary or difficult transforms into an opportunity. Our fear that we're not smart enough or talented enough gets replaced with the knowledge that we're capable of making a difference.

    The more time we spend with like-minded, successful advisers, the greater the motivation to step up and match their courage. And every time we speak up and reach out, the more connections we make, and the bigger the community becomes.

    That's how we change the world.

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