Tom’s career in financial services began in 2003 after he graduated from Birmingham University. Tom worked for various planning firms at director level, before co-founding Barnaby Cecil. His focus is on understanding the psychological aspects of finance and link this to a meaningful and fulfilling client outcome. An avid reader, his planning principles have been heavily influenced by the works of Kahneman, Taleb and Bogle. This approach helps him to understand human behaviour and how this translates into solutions that allow his clients to maximise the utility of their wealth.